How it works, in one minute
From an old retirement account to an investment property owned inside an IRA.
The six steps, in writing
Start with the account
Identify the type of retirement account you have and whether the funds may be eligible for a rollover or transfer.
Talk with the right professionals
Speak with a qualified self-directed IRA custodian and consult your own tax and legal advisors.
Define the investment goal
Income, appreciation, land, long-term rental, multifamily, hunting property, waterfront, or another investment strategy.
Find and analyze the property
Rennie helps locate potential properties and evaluate the real estate details that could affect value, income, risk, and usability.
Structure the purchase correctly
The custodian, title company, agent, attorney, lender, and other professionals coordinate the proper ownership and closing process.
Operate inside the IRA structure
Income and qualified expenses generally remain within the IRA structure, subject to custodian procedures and applicable tax rules.
Do not sign contracts personally, pay expenses personally, perform work yourself, or use the property before confirming the correct procedure with your custodian and professional advisors.
Ready to talk through your first step?
A short call is the easiest way to find out whether this path fits your goals.